Feel confident about borrowing

Helping individuals take the stress out of financing by focusing on simplicity, speed, honesty and transparency.

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Our team saw an opportunity to create better financial services experience, giving people access to simpler loans. It's efficient and online, which keeps overheads low and allows us to pass on the rewards to our customers, so everyone wins. We're proud to do things differently by obsessing about tech, data, and delivering exceptional customer experience.



Before you take out a personal loan, it’s smart to read up and shop around. Taking out a loan should be done with careful consideration and a good understanding of the terms of each loan.

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A simple
alternative to short
term finance facilities


We give our customers a fair deal as standard and our products are built so that when you win, we win. We listen to what you want and change with your needs.

We offer both secured and unsecured loan facilities to individuals. Our loans range from 3 - 15 months to payback—currently, we are working to provide small business facilities soon.

We’re Loansnest

Getting a

Technology has the power to simplify our lives; that's the principle on which we are founded. Getting a loan shouldn't be a complicated or lengthy process in the digital age.

There's no need to fill in lengthy forms, deal with paper-based applications, wait days or some times even weeks for a decision by the lender, get stuck in a queue in a branch. Loansnest helps fix all of that.

Why a
Loansnest loan

Simple and

Competitive rates

Our loan rates are comparative to the competition.

Apply online

No mountains of paperwork, just answer a couple questions. It only takes a few minutes.

Early Payment Fees

It's easy to pay extra towards your loan, and we don't charge early repayment fees

Great Service

Our customer service is second to none, so you know you'll get a great service as standard when you need to get in touch

Genuine &


Rachael Cann

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Loansnest was the perfect solution when I needed a loan. I needed something quick and convenient. With Loansnest there was no waiting in lines, decisions were quick and everything can be filled out remotely. It made the process of borrowing money hassle free.


Delano Keaking

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The process was almost too easy. I signed up for the loan, submitted the necessary information from my phone, within two days the money was in my account. My payments were easy and manageable. At the end of my loan period, a representative called me and thanked me for my business.


Frequently asked


We know fees aren't popular, but the service fee helps us cover our costs. There's more to it than you might expect: from setting up your loan to keeping your payments ticking over month by month. Service fees are paid monthly, ranging from 1% - 2% of the loan amount.
Change of heart? No problem. You can cancel your application before we give you a decision on your loan - and up to 14 days afterwards, if your loan is approved. If your application is 'in review', you'll need to call us to cancel it on +1 876 454 7799 (Monday to Thursday 9am to 5pm, Friday 10am to 3pm). You won't have to pay any fees or interest. How to cancel after we've given you a decision: You have a window of 24 hours after your loan was approved to let us know if you'd like to cancel. There are two ways to do this: Call us on +1 876 454 7799 (Monday to Thursday 9am to 5pm, Friday 10am to 3pm) or speaking with a team via or website This next bit is important: If the money has already been transferred to your bank account you'll need to repay it within 2 days from the date you told us you want to cancel. we won't charge you interest. If you don't repay the loan within 2 days after notifying us that you want to cancel you will be deemed to have accepted the loan. This means our normal terms and conditions will apply. So if you decide to repay early you'll have to pay back the full loan amount including any interest and the service fee.
To make a complaint or get in touch with us for other reasons, contact us via live chat or email.
Applying for a Loansnest loan is a simple online process. There's no paperwork to deliver in person. We've built a secure system that carries out thorough checks and handles every stage of your application online. How to apply in 2 simple steps:
  1. Decide on how much money you will need and why. We offer personal loans from $300,000 to 2,000,000 ranging from 1 to 12 months.
  2. Apply online and get a decision within 2 working days. Get started Just fill in our simple form to tell us a few details about you and your circumstances. Don't worry, this won't affect your credit score. We will need you to provide proof of your identity, income and or bank account statement. It's simple to do this online. If approved, the money could be with you in as little as 2 working day. Sometimes this process does take a little longer.
Loansnest COVID-19 response

To support our clients and communities, we have implemented new measures to alleviate the economic impact of the coronavirus. The reduction in our rates will help to support client confidence at a challenging time, to improve the availability of finance. If you’re worried about the impact of the Coronavirus on your loan, please visit our dedicated page.