Helping individuals feel confident about borrowing

Apply for a loan online and access funds in 24 hours. We offer secured and unsecured loans at competitive rates in Jamaica.

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What our customers think

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I signed up for the loan and within two days the money was in my account

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The application was quick and everything can be done online.

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I applied for a loan and found the process was clear and easy to follow

A simple online alternative to short term financing for Jamaicans

Applying for a loan should not be difficult. You should not be forced to complete or manage mountains of paperwork or wait in long lines. Moreover, you should not wait days or weeks for a decision. We provide a solution, by allowing you to apply online and giving you a decision instantly.

We offer both secured and unsecured personal loans ranging from 3 - 12 months. Due to the current economic climate and the impact of COVID-19 on small businesses, we plan to offer small business loans in the second half of 2021.

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Responsible borrowing that works for everyone

Before you apply for a loan, do your research. You should carefully consider your options. After that, have a good understanding of the terms of the loan. Most importantly, find a loan that fits your needs and payments that are managable.

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The simple lending company

When we started in 2019 our ambition was to create a simpler but better solution for everybody’s money needs. Our aim is speed, honesty, and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is easy with helpful team available via web chat. We listen to what you want and change with your needs.

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Questions that are frequently asked

Why do I have to pay service fees?

We know fees aren't popular, but the service fee helps us cover our costs. There's more to it than you might expect: from setting up your loan to keeping your payments ticking over month by month.

Service fees are paid monthly, ranging from 2% - 3% of the loan amount.

How do I apply?

Applying for a Loansnest loan is a simple online process.
There's no paperwork to deliver in person. We've built a secure system that carries out thorough checks and handles every stage of your application online.

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How can I make a complaint?

To make a complaint or get in touch with us for other reasons, contact us via live chat or email.

Can I cancel my loan application?

Change of heart? No problem. You can cancel your application before we give you a decision on your loan - and up to 14 days afterwards, if your loan is approved.

If your application is 'in review', you'll need to contact us to cancel it at support@loansnest.com (Monday to Thursday 9am to 5pm, Friday 10am to 3pm). You won't have to pay any fees or interest.

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